Anyone who spends any time thinking about investing has at least fantasized about enjoying oversized investment returns a time or two. It’s a concept that’s captured the imagination of investors for generations. It’s the “thing” that allows people to write best-selling books and sell day-trading courses to the masses and… Continue reading Expert Tips For Achieving Oversized Investment Returns

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In most cases, private student loan forgiveness doesn’t exist. Although it may sound morbid, certain private lenders will forgive your loan balance if you die or are permanently disabled. In contrast, income-driven repayment plans and other federal student loan forgiveness programs allow you to partially or fully forgive federal student… Continue reading Student Loan Forgiveness is a Myth: Here is Everything You Need to Know Today

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Imagine you’re walking a tightrope, balancing retirement savings in one hand and your child’s college fund in the other. It’s a delicate act, isn’t it? According to a recent survey, many parents consider a risky shift in this balance. A stunning 68% would consider dipping into their future funds to… Continue reading Golden Years, Higher Ed: How to Pay for College in Retirement

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Traditionally, retirement has been viewed as a time for relaxing, enjoying the fruits of your labor, and taking a break from work. It is likely, however, that retirement will look very different in the future. Here, we will analyze some of the trends shaping retirement’s future. In addition, we will… Continue reading The Future Of Retirement: Predictions And Trends

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Central banks all over the world, including the Federal Reserve in the United States, have been considering the development and circulation of a central bank digital currency (CBDC). If you’re a cryptocurrency fan, you might be concerned about how this would affect the future of these coins. If you’re a… Continue reading How Would a CBDC Affect Bitcoin and Other Crypto?

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You’ve worked hard your whole life. And if you’re like many people, you dream of the day you can start your carefree retirement. But to have a carefree retirement, you need careful planning. If you’re currently in that planning stage, it may be worth taking a look at a lifestyle… Continue reading Retirement Abroad: How to Pick the Best International Retirement Destinations

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Saving for a down payment on a house is often not an easy task. A down payment can be a substantial amount of money, depending on the price of the house, and a weekly or monthly savings plan can take years to add up to enough. There are ways to… Continue reading Pros And Cons Of Using Your 401K To Buy A House

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Owning and managing a business is a monumental responsibility. As a business owner, you make all of the decisions for your business, which affects your income and the livelihoods of your employees. Because this is such an intensive, demanding, and (of course) rewarding job, many business owners are too preoccupied… Continue reading Retirement Planning for Business Owners: 10 Strategies to Boost Your Savings

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When you think of long-term wealth creation, it’s hard to overlook passive income. Thinking of personal finance, passive income promises a steady financial inflow even when you aren’t working anymore. Some sources of passive income even promise the dream of earning money while you sleep, taking you close to your… Continue reading Is Passive Income Really Passive – Uncovering the Truth

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Almost half of private sector workers in the United States do not have access to employer sponsored retirement plans. This is one of the factors contributing to the large number of people who reach retirement age but have little to no retirement savings.  Some states have addressed these retirement savings… Continue reading All You Need to Know About State-Run Auto-IRA Programs

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